Kunci Jawaban Bahasa Inggris Kelas 12 SMA Kurikulum Merdeka Hal. 95: Spending Without Physical Cash

Spending on a credit card clearly has effects on how people spend, which numerous studies have borne out. However, it’s also been shown that credit card bills, when they arrive, cause enormous pain for the receiver. So much so, in fact, that behavioral economists believe this explains the continuing popularity of debit cards.

But what about using e-wallets? What’s important is feedback, explains Emir Efendic, a post-doctoral psychologist and behavioral economist at the University of Louvain. “With credit cards, you don’t get instant updates. But with online banks, you see the amount deducted immediately,” says Efendic. “If you lose feedback, then yes you’ll be spending more”.

1. People feel more pain when they lose something than when they get something, even though the two sums are exactly the same.
2. Drazen Prelec is a senior researcher at MIT.
3. During Prelec’s research, there were more buyers who joined the bid by using cash.
4. Debit cards greatly affect how people spend their money.
5. Spending on a credit card clearly has effects on how people spend.
6. The participants of Prof Prelec’s research were the last semester students at the prestigious Sloan business school.
7. People are usually pleased when the credit card bills arrive.
8. People get instant feedback when using credit cards.
9. By using online bank, people can notice instantly that the amount of money they have is decreased.
10. People who lose feedback after payment will spend more money.

ANSWER

1. People feel more pain when they lose something than when they get something, even though the two sums are exactly the same. T
2. Drazen Prelec is a senior researcher at MIT. NM
3. During Prelec’s research, there were more buyers who joined the bid by using cash. F
4. Debit cards greatly affect how people spend their money. NM
5. Spending on a credit card clearly has effects on how people spend. T
6. The participants of Prof Prelec’s research were the last semester students at the prestigious Sloan business school. NM
7. People are usually pleased when the credit card bills arrive. F
8. People get instant feedback when using credit cards. F
9. By using online bank, people can notice instantly that the amount of money they have is decreased. T
10. People who lose feedback after payment will spend more money. T

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